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rate",{"type":309,"attrs":637,"content":638},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[639],{"type":131,"attrs":640,"content":642},{"textAlign":25,"key":641},"p-47",[643],{"text":644,"type":137},"Discounts captured ÷ discounts available × 100",{"type":309,"attrs":646,"content":647},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[648],{"type":131,"attrs":649,"content":651},{"textAlign":25,"key":650},"p-48",[652],{"text":653,"type":137},"Above 65% (APQC median)",{"type":266,"content":655},[656,665,674,683],{"type":309,"attrs":657,"content":658},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[659],{"type":131,"attrs":660,"content":662},{"textAlign":25,"key":661},"p-49",[663],{"text":664,"type":137},"Supplier",{"type":309,"attrs":666,"content":667},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[668],{"type":131,"attrs":669,"content":671},{"textAlign":25,"key":670},"p-50",[672],{"text":673,"type":137},"On-time payment rate",{"type":309,"attrs":675,"content":676},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[677],{"type":131,"attrs":678,"content":680},{"textAlign":25,"key":679},"p-51",[681],{"text":682,"type":137},"Invoices paid within terms ÷ invoices paid × 100",{"type":309,"attrs":684,"content":685},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[686],{"type":131,"attrs":687,"content":689},{"textAlign":25,"key":688},"p-52",[690],{"text":691,"type":137},"95% or higher, by count and by value",{"type":266,"content":693},[694,702,711,720],{"type":309,"attrs":695,"content":696},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[697],{"type":131,"attrs":698,"content":700},{"textAlign":25,"key":699},"p-53",[701],{"text":664,"type":137},{"type":309,"attrs":703,"content":704},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[705],{"type":131,"attrs":706,"content":708},{"textAlign":25,"key":707},"p-54",[709],{"text":710,"type":137},"Vendor dispute rate",{"type":309,"attrs":712,"content":713},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[714],{"type":131,"attrs":715,"content":717},{"textAlign":25,"key":716},"p-55",[718],{"text":719,"type":137},"Disputed invoices ÷ invoices received × 100",{"type":309,"attrs":721,"content":722},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[723],{"type":131,"attrs":724,"content":726},{"textAlign":25,"key":725},"p-56",[727],{"text":728,"type":137},"Trend down; review any supplier with repeat disputes",{"type":266,"content":730},[731,739,748,757],{"type":309,"attrs":732,"content":733},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[734],{"type":131,"attrs":735,"content":737},{"textAlign":25,"key":736},"p-57",[738],{"text":664,"type":137},{"type":309,"attrs":740,"content":741},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[742],{"type":131,"attrs":743,"content":745},{"textAlign":25,"key":744},"p-58",[746],{"text":747,"type":137},"Supplier inquiry volume",{"type":309,"attrs":749,"content":750},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[751],{"type":131,"attrs":752,"content":754},{"textAlign":25,"key":753},"p-59",[755],{"text":756,"type":137},"Inquiries ÷ invoices, or share of AP staff time",{"type":309,"attrs":758,"content":759},{"colspan":271,"rowspan":271,"colwidth":25,"backgroundColor":25},[760],{"type":131,"attrs":761,"content":763},{"textAlign":25,"key":762},"p-60",[764],{"text":765,"type":137},"Under 15% of AP staff time (suggested)",{"type":131,"attrs":767,"content":769},{"textAlign":25,"key":768},"p-61",[770],{"text":771,"type":137},"Sources: APQC (American Productivity and Quality Center) Open Standards Benchmarking, US-based, cross-industry, USD; Ardent Partners, The State of ePayables 2025, global sample; Office of the Small Business Commissioner, Fair Payment Code criteria; ACCA and CFA Institute formula guidance.",{"type":131,"attrs":773,"content":775},{"textAlign":25,"key":774},"p-62",[776],{"text":777,"type":137},"Targets marked suggested are set somewhat tighter than the cited medians, as a realistic first-year goal for an SME.",{"type":201,"attrs":779,"content":780},{"level":203,"textAlign":25},[781],{"text":782,"type":137},"Efficiency KPIs: Cycle time, cost per invoice, and invoices per FTE",{"type":131,"attrs":784,"content":786},{"textAlign":25,"key":785},"p-63",[787],{"text":788,"type":137},"Review cycle time weekly and use invoices per FTE as a trend. Calculate cost per invoice on an all-in basis, including the hidden labour components below.",{"type":208,"content":790},[791,804],{"type":211,"content":792},[793],{"type":131,"attrs":794,"content":796},{"textAlign":25,"key":795},"p-64",[797,802],{"text":798,"type":137,"marks":799},"Invoice cycle time:",[800],{"type":801},"bold",{"text":803,"type":137}," This is the efficiency KPI worth watching weekly at queue level, because a slow cycle is often an approval delay rather than a keying delay. Measure calendar days from receipt to approval, on the same clock every month. Invoices routed for approval by email or on paper sit in budget holders’ inboxes with no reminder or escalation, so approval time, not data entry, usually sets the pace.",{"type":211,"content":805},[806],{"type":131,"attrs":807,"content":809},{"textAlign":25,"key":808},"p-65",[810,814,816,822],{"text":811,"type":137,"marks":812},"Cost per invoice:",[813],{"type":801},{"text":815,"type":137}," This shows what that waiting costs, and the UK spread is wide. Respondents to the ",{"text":817,"type":137,"marks":818},"UK government’s e-invoicing consultation",[819],{"type":478,"attrs":820},{"href":821,"uuid":25,"anchor":25,"target":523,"linktype":116},"https://www.gov.uk/government/consultations/promoting-electronic-invoicing-across-uk-businesses-and-the-public-sector/outcome/promoting-electronic-invoicing-across-uk-businesses-and-the-public-sector-consultation-response",{"text":823,"type":137}," reported costs from negligible to more than £50 per invoice, with a few citing £30 to £50. The government estimates e-invoicing could cut invoicing costs by 60 to 80%. As an illustration, on a £40 manually handled invoice that would leave roughly £8 to £16.",{"type":131,"attrs":825,"content":827},{"textAlign":25,"key":826},"p-66",[828],{"text":829,"type":137},"Invoices per AP FTE belongs on the dashboard as a trend line rather than a target. Automation typically pushes it up; so does a hiring freeze while volume grows, and the second case is a warning.",{"type":201,"attrs":831,"content":833},{"level":832,"textAlign":25},3,[834],{"text":835,"type":137},"How do you calculate cost per invoice?",{"type":131,"attrs":837,"content":839},{"textAlign":25,"key":838},"p-67",[840],{"text":841,"type":137},"Divide total AP cost for the period by the invoices processed in the same period, and count every cost that would disappear if the invoices did. APQC’s definition sums five components: personnel, systems (excluding one-off replacements), allocated overhead, outsourced processing, and other costs such as supplies and training. Teams often leave items out of the personnel line, and the approver time in the second bullet sits outside AP altogether:",{"type":208,"content":843},[844,852,860,868],{"type":211,"content":845},[846],{"type":131,"attrs":847,"content":849},{"textAlign":25,"key":848},"p-68",[850],{"text":851,"type":137},"Employer National Insurance on AP salaries, plus pension and benefits, not base pay alone",{"type":211,"content":853},[854],{"type":131,"attrs":855,"content":857},{"textAlign":25,"key":856},"p-69",[858],{"text":859,"type":137},"Time budget holders outside finance spend approving and querying invoices",{"type":211,"content":861},[862],{"type":131,"attrs":863,"content":865},{"textAlign":25,"key":864},"p-70",[866],{"text":867,"type":137},"Exception handling and supplier inquiry time, which sit inside AP salaries but scale with errors",{"type":211,"content":869},[870],{"type":131,"attrs":871,"content":873},{"textAlign":25,"key":872},"p-71",[874],{"text":875,"type":137},"Payment-run preparation and bank reconciliation where AP does the work",{"type":201,"attrs":877,"content":878},{"level":203,"textAlign":25},[879],{"text":880,"type":137},"Accuracy KPIs: Exception rate, first-time match rate, and duplicate payments",{"type":131,"attrs":882,"content":883},{"textAlign":25,"key":133},[884],{"text":885,"type":137},"AP teams can use exception rate to understand performance in the other groups: invoices needing manual intervention divided by total invoices, times 100. Ardent’s 2025 survey put the average at 18.4%, with 11.1% for its top-performing tier and 20.9% for everyone else. A useful first step is to break your own rate down by cause:",{"type":208,"content":887},[888,899],{"type":211,"content":889},[890],{"type":131,"attrs":891,"content":892},{"textAlign":25,"key":190},[893,897],{"text":894,"type":137,"marks":895},"Purchase order (PO) mismatch:",[896],{"type":801},{"text":898,"type":137}," The invoiced price or quantity differs from the purchase order or goods received note. When AP staff see repeated price mismatches from one supplier, they can check for contract or master-data issues; frequent quantity mismatches warrant a check of receiving.",{"type":211,"content":900},[901],{"type":131,"attrs":902,"content":903},{"textAlign":25,"key":196},[904,908,910,916],{"text":905,"type":137,"marks":906},"Data errors:",[907],{"type":801},{"text":909,"type":137}," Track missing data separately from capture failures. Missing data includes an absent PO number or a wrong supplier reference; missing VAT detail also belongs here. AP staff can often resolve these errors by telling the supplier what the invoice must carry. Capture failure occurs when ",{"text":911,"type":137,"marks":912},"Optical Character Recognition (OCR)",[913],{"type":478,"attrs":914},{"href":915,"uuid":25,"anchor":25,"target":523,"linktype":116},"https://www.spendesk.com/blog/invoice-ocr-software/",{"text":917,"type":137}," misreads a total or a date. It can also read a line incorrectly on a poor scan. OCR can introduce capture errors in place of keying errors, so track both under one cause.",{"type":131,"attrs":919,"content":920},{"textAlign":25,"key":215},[921],{"text":922,"type":137},"First-time match rate is the mirror image for PO invoices: line items matched to the purchase order on the first attempt divided by line items attempted. Read it alongside PO coverage so you don’t mistake a high match rate on low coverage for strong performance when most invoices never reach matching.",{"type":131,"attrs":924,"content":925},{"textAlign":25,"key":223},[926,928,934],{"text":927,"type":137},"Duplicate payment rate is duplicate payments divided by total payments, times 100. Between April 2022 and March 2024 the ",{"text":929,"type":137,"marks":930},"UK’s National Fraud Initiative",[931],{"type":478,"attrs":932},{"href":933,"uuid":25,"anchor":25,"target":523,"linktype":116},"https://www.gov.uk/government/publications/national-fraud-initiative-reports/national-fraud-initiative-report-2022-2024-html",{"text":935,"type":137}," identified 819 duplicate payments worth £11 million across more than 1,100 public bodies, and recovered £10.3 million of it.",{"type":131,"attrs":937,"content":938},{"textAlign":25,"key":231},[939],{"text":940,"type":137},"Detection belongs before the payment run rather than in a year-end audit. AP staff should match the supplier and amount, then check the invoice number.",{"type":201,"attrs":942,"content":943},{"level":203,"textAlign":25},[944],{"text":945,"type":137},"Cash and working-capital KPIs: DPO, AP turnover, and discount capture",{"type":131,"attrs":947,"content":948},{"textAlign":25,"key":239},[949],{"text":950,"type":137},"DPO is the cash KPI, and the formula to use is ACCA’s: trade payables divided by cost of sales, multiplied by 365, with credit purchases in place of cost of sales where you have the figure. It’s one of three legs in the cash conversion cycle (CCC), which is days inventory outstanding plus days sales outstanding minus DPO. A higher DPO keeps cash in the business for longer, but stretching past agreed terms costs supplier goodwill and any early payment discounts; what a healthy figure looks like by situation is covered in the Spendesk guide to days payable outstanding.",{"type":131,"attrs":952,"content":953},{"textAlign":25,"key":247},[954],{"text":955,"type":137},"AP turnover is the same information in ratio form: purchases divided by average trade payables, so a turnover of nine implies roughly 40 days of payables. Discount capture rate is discounts captured divided by discounts available, times 100, counted by invoice line or by value. ",{"type":201,"attrs":957,"content":958},{"level":203,"textAlign":25},[959],{"text":960,"type":137},"Supplier-facing KPIs: On-time payment rate, vendor dispute rate, and inquiry volume",{"type":131,"attrs":962,"content":963},{"textAlign":25,"key":258},[964],{"text":965,"type":137},"On-time payment rate is the KPI to calculate two ways: invoices paid within agreed terms divided by invoices paid, by count and again by value. Suppliers who are paid late tend to raise prices or tighten terms. They may also drop the customer.",{"type":131,"attrs":967,"content":968},{"textAlign":25,"key":275},[969],{"text":970,"type":137},"Large businesses reporting under the UK payment practices rules took a median of 32 days to pay in Department for Business and Trade (DBT) statistics for 2025. They paid 15% of invoices late by number; that is the record suppliers can compare yours against.",{"type":131,"attrs":972,"content":973},{"textAlign":25,"key":284},[974,976,982],{"text":975,"type":137},"The voluntary ",{"text":977,"type":137,"marks":978},"Fair Payment Code",[979],{"type":478,"attrs":980},{"href":981,"uuid":25,"anchor":25,"target":523,"linktype":116},"https://www.smallbusinesscommissioner.gov.uk/fpc/code-criteria/",{"text":983,"type":137},", run by the Office of the Small Business Commissioner, sets its top tier at 95% of all invoices paid within 30 days.",{"type":208,"content":985},[986,997],{"type":211,"content":987},[988],{"type":131,"attrs":989,"content":990},{"textAlign":25,"key":293},[991,995],{"text":992,"type":137,"marks":993},"Vendor dispute rate:",[994],{"type":801},{"text":996,"type":137}," Disputed invoices divided by invoices received, times 100, tracked by supplier rather than in total, because a cluster at one supplier often traces to a price list or master-data error on one side.",{"type":211,"content":998},[999],{"type":131,"attrs":1000,"content":1001},{"textAlign":25,"key":302},[1002,1006],{"text":1003,"type":137,"marks":1004},"Supplier inquiry volume:",[1005],{"type":801},{"text":1007,"type":137}," Inquiries divided by invoices, or the share of AP staff time spent answering them; Ardent’s 2025 survey put that share at 21.9% on average and 12.8% for its top-performing tier. Inquiries often ask where a payment is, so a status the supplier can see cuts the number without adding staff.",{"type":201,"attrs":1009,"content":1010},{"level":203,"textAlign":25},[1011],{"text":1012,"type":137},"The three to five KPIs to start with (and the vanity metrics to drop)",{"type":131,"attrs":1014,"content":1015},{"textAlign":25,"key":314},[1016],{"text":1017,"type":137},"Start with exception rate, invoice cycle time, on-time payment rate, and DPO, then add cost per invoice as a quarterly check. Exception rate is the first KPI for accounts payable to fix because AP staff can reduce the manual work behind it. By resolving exceptions, they can shorten cycle time and pay suppliers on time. The controller can use DPO to see how long cash stays in the business.",{"type":131,"attrs":1019,"content":1020},{"textAlign":25,"key":323},[1021],{"text":1022,"type":137},"These measures are better demoted to context than set as targets:",{"type":208,"content":1024},[1025,1044],{"type":211,"content":1026},[1027],{"type":131,"attrs":1028,"content":1029},{"textAlign":25,"key":332},[1030,1034,1036,1042],{"text":1031,"type":137,"marks":1032},"Total invoice volume and supplier count:",[1033],{"type":801},{"text":1035,"type":137}," Both measure the business, not the ",{"text":1037,"type":137,"marks":1038},"AP process",[1039],{"type":478,"attrs":1040},{"href":1041,"uuid":25,"anchor":25,"target":523,"linktype":116},"https://www.spendesk.com/blog/accounts-payable-automation/",{"text":1043,"type":137},".",{"type":211,"content":1045},[1046],{"type":131,"attrs":1047,"content":1048},{"textAlign":25,"key":341},[1049,1053,1055,1061],{"text":1050,"type":137,"marks":1051},"On-time payment by count alone:",[1052],{"type":801},{"text":1054,"type":137}," ICAEW warned in its ",{"text":1056,"type":137,"marks":1057},"October 2025 consultation response",[1058],{"type":478,"attrs":1059},{"href":1060,"uuid":25,"anchor":25,"target":523,"linktype":116},"https://www.icaew.com/-/media/corporate/files/technical/icaew-representations/2025/icaew-rep-093-25-late-payments-tackling-poor-payment-practices.ashx",{"text":1062,"type":137}," that paying many small invoices promptly while delaying larger ones creates “a statistical illusion of compliance”.",{"type":201,"attrs":1064,"content":1065},{"level":203,"textAlign":25},[1066],{"text":1067,"type":137},"A worked example: One month of AP KPIs",{"type":131,"attrs":1069,"content":1070},{"textAlign":25,"key":352},[1071],{"text":1072,"type":137},"Take a company that processed 1,000 supplier invoices in September and paid 900 invoices worth £480,000 in the month:",{"type":208,"content":1074},[1075,1085,1096,1106,1117],{"type":211,"content":1076},[1077],{"type":131,"attrs":1078,"content":1079},{"textAlign":25,"key":360},[1080,1083],{"text":811,"type":137,"marks":1081},[1082],{"type":801},{"text":1084,"type":137}," Two AP staff at £6,800 a month combined, fully loaded, plus £700 of estimated approver time, £600 of software, and £400 of allocated overhead total £8,500, or £8.50 per invoice.",{"type":211,"content":1086},[1087],{"type":131,"attrs":1088,"content":1089},{"textAlign":25,"key":369},[1090,1094],{"text":1091,"type":137,"marks":1092},"Exception rate:",[1093],{"type":801},{"text":1095,"type":137}," 160 invoices needed a person to intervene, so the rate is 16%. Staff resolved mismatches or supplied missing PO numbers. They also corrected misread totals.",{"type":211,"content":1097},[1098],{"type":131,"attrs":1099,"content":1100},{"textAlign":25,"key":378},[1101,1104],{"text":798,"type":137,"marks":1102},[1103],{"type":801},{"text":1105,"type":137}," Receipt to approval averaged 11 days, with 40 invoices waiting more than 20 days for one budget holder.",{"type":211,"content":1107},[1108],{"type":131,"attrs":1109,"content":1110},{"textAlign":25,"key":389},[1111,1115],{"text":1112,"type":137,"marks":1113},"DPO:",[1114],{"type":801},{"text":1116,"type":137}," Trade payables of £560,000 at month-end against September cost of sales of £420,000 gives 560,000 ÷ 420,000 × 30 (one month), or 40 days, against standard 30-day terms.",{"type":211,"content":1118},[1119],{"type":131,"attrs":1120,"content":1121},{"textAlign":25,"key":397},[1122,1126],{"text":1123,"type":137,"marks":1124},"On-time payment rate:",[1125],{"type":801},{"text":1127,"type":137}," 855 of the 900 payments went out within terms, so 95% by count; by value the figure is 89%, because three of the late invoices were the month’s largest.",{"type":131,"attrs":1129,"content":1130},{"textAlign":25,"key":406},[1131],{"text":1132,"type":137},"The 16% exception rate explains most of the slow cycle and the by-value miss; DPO needs a separate check of when invoices were received. The 40 invoices stuck with one approver are the obvious place to begin.",{"type":201,"attrs":1134,"content":1135},{"level":203,"textAlign":25},[1136],{"text":1137,"type":137},"How often should you review AP KPIs, and who owns them?",{"type":131,"attrs":1139,"content":1140},{"textAlign":25,"key":415},[1141],{"text":1142,"type":137},"Review the approval queue weekly and the operational KPIs monthly, with an owner matched to the decision each number informs. Cost per invoice needs a quarterly review:",{"type":208,"content":1144},[1145,1156,1167],{"type":211,"content":1146},[1147],{"type":131,"attrs":1148,"content":1149},{"textAlign":25,"key":426},[1150,1154],{"text":1151,"type":137,"marks":1152},"Weekly, AP manager:",[1153],{"type":801},{"text":1155,"type":137}," Invoices awaiting approval by age and cycle time for the week. Check the on-time position for the next payment run too.",{"type":211,"content":1157},[1158],{"type":131,"attrs":1159,"content":1160},{"textAlign":25,"key":435},[1161,1165],{"text":1162,"type":137,"marks":1163},"Monthly, finance controller:",[1164],{"type":801},{"text":1166,"type":137}," Exception rate by root cause, first-time match rate, duplicates caught, on-time payment rate, and DPO against agreed terms.",{"type":211,"content":1168},[1169],{"type":131,"attrs":1170,"content":1171},{"textAlign":25,"key":444},[1172,1176],{"text":1173,"type":137,"marks":1174},"Quarterly, CFO:",[1175],{"type":801},{"text":1177,"type":137}," Review cost per invoice, DPO inside the cash conversion cycle, discount capture, and whether the trends justify the next investment in process or tooling.",{"type":131,"attrs":1179,"content":1180},{"textAlign":25,"key":453},[1181],{"text":1182,"type":137},"AP teams can improve the KPIs in that list by reducing how much of the invoice journey a person has to touch. They can capture structured data and match invoices before review. Budget holders’ response times affect approval waits, while suppliers who can check payment status have less reason to call.",{"type":131,"attrs":1184,"content":1185},{"textAlign":25,"key":464},[1186,1188,1194],{"text":1187,"type":137},"For example, automation can take the person out of capture and matching. Spendesk is an all-in-one spend management platform consolidating company cards, expense management, accounts payable, procurement, and budgeting. Its ",{"text":1189,"type":137,"marks":1190},"accounts payable automation",[1191],{"type":478,"attrs":1192},{"href":1193,"uuid":25,"anchor":25,"target":481,"linktype":116},"https://www.spendesk.com/platform/invoice-management/",{"text":1195,"type":137}," includes duplicate detection, which can flag a repeat invoice before the payment run and help the controller focus on items that need review.",{"type":201,"attrs":1197,"content":1198},{"level":203,"textAlign":25},[1199],{"text":1200,"type":137},"Frequently asked questions about accounts payable KPIs",{"type":131,"attrs":1202,"content":1203},{"textAlign":25,"key":472},[1204],{"text":1205,"type":137},"Good AP goals need consistent definitions; cost benchmarks and automation results need context. These answers cover cost expectations and annual goals, including why touchless processing can plateau.",{"type":201,"attrs":1207,"content":1208},{"level":832,"textAlign":25},[1209],{"text":1210,"type":137},"What is a good cost per invoice?",{"type":131,"attrs":1212,"content":1213},{"textAlign":25,"key":487},[1214],{"text":1215,"type":137},"A suggested target is under £10 all-in for a UK SME processing invoices in-house, and lower where most invoices arrive against a purchase order. APQC’s US-based median is $6.00. If yours is nearer the £30 to £50 a few consultation respondents reported, the labour components are the place to look.",{"type":201,"attrs":1217,"content":1218},{"level":832,"textAlign":25},[1219],{"text":1220,"type":137},"What are good accounts payable goals for the year?",{"type":131,"attrs":1222,"content":1223},{"textAlign":25,"key":496},[1224],{"text":1225,"type":137},"Suggested goals are an exception rate below 15% and average receipt-to-approval time under a week. 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